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Home » A South Asian Realtor’s Perspective on Immigration and Homeownership in the DC Metro Area

A South Asian Realtor’s Perspective on Immigration and Homeownership in the DC Metro Area

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As a South Asian and a Realtor with more than 20 years of experience in the DC metro area, I have had a front-row seat to the hopes, fears, and quiet struggles families carry into the home-buying and selling process. Real estate is rarely just about walls and a roof. Rather, it is shaped by immigration journeys, values, and the emotional weight of building a life in a new country.

Immigration Status

Many professionals living and working in the U.S. on temporary or employment-based visas assume that purchasing a home is something they should delay until their status changes to permanent residency.

PHOTO: Ritu Desai

What often creates stress is not the status itself, but uncertainty. Buyers receive mixed messages, incomplete information, or advice that does not apply to their specific situation. This uncertainty leads many families to pause, even when they are otherwise financially prepared.

I have intentionally partnered with lenders who understand immigrant borrowers and know how to structure loans correctly within current guidelines. Clear guidance and the right lending partners can replace confusion with home ownership.

Bringing Funds From Back Home

Many first-generation buyers rely on savings, family gifts, or asset proceeds from overseas. While completely legal, international transfers involve strict documentation and timing requirements. Delays usually happen not because something is wrong, but because expectations were not set early.

Starting the process ahead of time, keeping clear records, and understanding lender requirements turns anxiety into confidence.

PHOTO: Ritu Desai

The Emotional Side No One Talks About

The first home in America carries deep emotional weight. It represents years of sacrifice, personal progress, and the comfort of security. That emotion often shows up in unexpected ways. Inspections can feel intimidating. Negotiations can feel personal. Even small compromises may feel unsettling.

When selling, emotions surface differently. Respecting a dedicated prayer room, removing shoes during showings, or concerns about cooking aromas can quietly become sensitive issues. These are not just habits. They are parts of daily life and identity.

Over the years, I have learned that my role often extends beyond contracts and timelines. At times, I become a translator of expectations. At other times, a calm voice in emotional moments. I often joke that I become a “Realtor Therapist,” balancing feelings, honoring cultural values, and gently bridging them with how real estate works in America.

PHOTO: Ritu Desai

My role has never been only about paperwork. Having been raised in India and living in this country for nearly three decades, one lesson stands out clearly. When families feel heard and respected, the entire process becomes calmer. Decisions feel lighter. Trust builds naturally.

And when that happens, a house stops feeling overwhelming. It begins to feel like what everyone is truly searching for, a place that finally feels like home.

I welcome invitations to no-obligation consultations, speaking at conferences, corporate events, and gatherings.

If you’re interested in connecting with me or learning how you can achieve your dream of buying your home, selling or buying an investment property, you can reach me at Ritu@RituDesai.com or visit www.RituDesai.com.

Disclaimer: The opinions and views expressed in this article/column are those of the author(s) and do not necessarily reflect the views or positions of South Asian Herald.

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